Data Privacy

Card Centric Limited and its affiliates (together, "Card Centric") respects the privacy rights of our users and is strongly committed to protecting your privacy. This Privacy Policy applies to this Web site, any newsletters subscribed to via this Web site, information collected and provided to Card Centric when you subscribe digitally to or Card Centric at third-party websites and applications, and information collected offline when you subscribe to the print edition of Card Centric, but does not apply to any other product or service of Card Centric, unless otherwise expressly indicated by Card Centric (such as by including a link to this Data Privacy Policy on other Card Centric websites or on Card Centric mobile applications).

Collection and Use of Your Personal Information

Card Centric, or where relevant a designated service provider, collects personal information that you voluntarily provide on this Web site, on third-party websites and applications when subscribing digitally to, or offline in connection with your Card Centric print edition subscription, which may include your name, address, e-mail address, contact information, credit card number, billing information, password etc.

For example, Card Centric or a designated service provider collects personal information when you register on this Web site, request certain Card Centric services or products, or submit the information to enter a sweepstakes, contest, or other promotion. If you do not provide certain personal information, not all functionality on the site will be available.

Do not provide personal information about others unless you are authorized to do so and consent to have all information used, disclosed, and transferred in accordance with this Data Privacy Policy. By submitting the information about others, you represent and warrant that you are authorized to do so and that you have received authorization from the person about whom you are providing the information and that person has consented to have all information used, disclosed, and transferred in accordance with this Privacy Policy.

We use this information for carefully considered business purposes which also benefit our customers and which include some or all of the following:
- to provide our services and products
- to communicate with you
- to help Card Centric improve our services and products and develop new services and products
- to provide support for our services and products, and for Card Centric internal quality control purposes
- to provide you with offers and promotions about services and products of Card Centric or of other parties that may be of interest to you
- to enhance your experience with this Web site, including to save your preference and login information
- to analyze web site usage and analyze use of the Web site
- to protect the interests, rights, safety, or property of Card Centric or others and to monitor compliance with and enforce the terms of any agreement with Card Centric
- to operate our services, products, and system properly.

We don't use any credit card or payment information of any individuals, corporate entities or subscribers and we NEVER request these information from you directly or indirectly.
You may instruct Card Centric at any time not to use your personal information covered by this Privacy Policy to provide you with offers and promotions by sending email to us sales(at) . You can also update your settings for receiving offers and promotions by clicking here.

Use of Cookies and Other Electronic Tools

Card Centric and the parties with whom we work(e.g., service providers, business partners, advertisers and advertising servers) may place, view, and/or use "cookies", Web server logs, Web beacons, or other electronic tools to collect statistical and other information about your use of this Web site and other websites. This information may include information about the IP address of your computer, browser type, language, operating system, your mobile device, devide ID, geo-location data, the state or country from which you access this Web site, the Web pages visited, the date and time of a visit, the website you visited immediately before and after visiting this Web site, the number of links you click within this Web site, the functions you use on this Web site, the databases you view and the searches you request on this Web site, the data you save on or download from this Website and the number of times you view an advertisement.

Card Centric and the parties with whom we work may use the personal information collected for various reasons, either on behalf of Card Centric or for the other parties' own purposes, including research, analysis, to better serve visitors to this Web site (such as by enabling log-in, providing access to certain sections of this Web site, providing customized content, or presenting online advertising on this Web site or other websites tailored to your interests as described further below), to compile aggregate and anonymous information about usage of this Web site and other websites, statistics, etc. However, if you have deleted and disabled cookies, these uses will not be possible to the extent they are based on cookie information.

To assist us with the uses described in this Data Privacy Policy, information collected about your use of this Web site or other websites may be aggregated, analyzed or combined with personal or other information about you from online or offline sources.
If you prefer that we not combine non-personal information that has been collected, through cookies, about your use of this Web site or other websites with personal or other information about you, then please delete and disable cookies for each browser, on each computer you use to surf the Web.

Most browsers are set to accept cookies by default. If you prefer, you can usually set your browser to disable cookies, or to alert you when cookies are being sent. Likewise, most mobile devices allow you to disable the ability for geo-location information to be collected from your mobile device. The help function on most browsers and mobile devices contains instructions on how to set your browser to notify you before accepting cookies, disable cookies entirely, or disable the collection of geo-location data. You need to set each browser, on each device you use to surf the Web. Thus, if you use multiple browsers (e.g., Chrome, Safari, Internet Explorer, Firefox, etc.), you should repeat this procedure with each one. Similarly, if you connect to the Web from multiple devices (e.g., work and home), you need to set each browser on each device. Depending on your jurisdiction, you may be able to utilize additional cookie management tools. However, if you disable cookies or refuse to accept a request to place a cookie, it is possible that some parts of this Web site, such as the polls, surveys, contests, and product sales, and certain areas of the Web site for which you need to log in, will not function properly, and the advertising you receive when you visit this Web site may not be advertisements tailored to your interests.

Disclosure of Your Personal Information

Card Centric may share your personal information with our affiliates (including affiliated websites under common ownership or control) and designated service providers, including the purposes set out in this Privacy Policy. Card Centric may share with other third parties information about our Web site users, such as your use of this Web site or other websites, and the services provided on this Web site or other websites, but only on an unattributed and aggregate basis.
Card Centric may also share your personal information (excluding security photographs) with a sponsor or other third party ("Third-Party Provider) that provides you with offers or promotions that may be of interest to you. You may instruct Card Centric at any time not to share your personal information covered by this Privacy Policy by clicking here or, if you are Card Centric subscriber, by sending e-mail to sales(at)card

If you participate in certain features of this Web site (e.g., sharing news stories of interest), please note that any information you or other voluntarily disclose through use of these features, becomes available to the public and/or other users whom you have designated. If you choose to provide access to designated individuals, please be aware that any information you post will be visible to such individuals for their use. Card Centric is not responsible for the information that you or others choose to disclose publicly on this Web site, and neither Card Centric's nor others' use of such information is subject to this Privacy Policy.

Card Centric may also disclose your personal information to unaffiliated third parties if we believe in good faith that such disclosure is necessary to:
(a) comply with any applicable law, rule or regulation, or in response to a subpoena, court order, or other legal process, subject to Card Centric's Law Enforcement Data Request Statement;
(b) protect the interests, rights, safety, or property of Card Centric or others;
(c) monitor compliance with and enforce any terms of service on this Web site;
(d) provide our services and products (including allowing a purchaser of Card Centric or Card Centric division to continue to serve you);
(e) perform other activities related to such services and products, including billing and collection;
(f) provide you with offers or promotions from Card Centric; or
(g) operate systems that provide our services and products properly.

The collection, further use, and/or disclosure of your information by Third-Party Providers or by other third parties is not the responsibility of Card Centric. Rather, such collection, use, and/or disclosure is governed by the third parties' privacy policies.

Accuracy, Security, and Retention of Your Personal Information

Any personal information you provide to Card Centric is kept on secure servers. Card Centric uses security measures appropriate to the provision of the relevant product or service, such as reasonable administrative, technical, personnel, and physical measure(s)
(a) to safeguard personal information against loss, theft, unauthorized use, disclosure, or modification; and
(b) to ensure the integrity of the personal information.
Personal information is retained for as long as is necessary for the purpose for which it is collected, including legitimate business reasons, and/or legal and regulatory requirements.

Links to Third Party Websites

Card Centric may provide links to third-party websites, including social networking websites. Since we do not control third-party sites and are not responsible for any information you may provide while on such sites, we encourage you to read the privacy policies on those websites before providing any of your information on such sites.

Questions Regarding This Privacy Policy

If you have questions regarding this Privacy Policy, please contact us at sales(at) . Please include "Privacy" in the subject line of your inquiry. If you have complaints about Card Centric's processing of your personal information, you may have the right to contact the applicable supervisory authority.

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